What Silver Coins Should I Collect?

Collecting silver coins

Silver has become an extremely popular investment vehicle for obvious reasons. The price of silver is expected to rise heavily in the coming years. Thanks to huge industrial demand and short supplies, the price of silver is predicted to rise inevitably. Currently, the gold-silver price ratio also makes silver investments desirable. Silver is currently 85 times cheaper than gold and offers easy access to the precious metals market for investors who are starting out.

How to choose the right silver coins

Coins are preferred by investors due to their liquidity and divisibility. But which coins should one invest in? The best coins to collect will depend on your objectives. If you wish to collect for investment gains, then any coins of a limited issue which you’re able to purchase at a relatively low premium will work out best. Examples may be The Royal Mint’s Queen’s Beast and Lunar series of coins. If you simply wish to collect for variety and rarity sake, then some older coins will have a great deal of history and numismatic value. Expertise is required to buy at the right price, but the upside potential can be great.

Click here to download the FREE Insiders Guide to buying tax free gold and silver

The silver Britannia

A starting point for many investors is frequently the UK silver Britannia. It is considered to be the backbone of any good silver portfolio. The Britannia enjoys a distinct advantage when compared to other silver coins. It is a mass-produced, bullion coin with low premiums and manufacturing costs. The coin is easily available and also enjoys an extremely vibrant secondary market. Since all issues are recent, the coin does not command any numismatic premium. Therefore, in terms of value, it is a great investment.

What Silver Coins Should I Collect?
Silver coins post a good possibility of high value returns

The silver Krugerrand

The Krugerrand is well-known across the world and is a very liquid coin. Infact, it is one of the most available 1-ounce silver coins. It is an excellent choice for adding to your portfolio. In terms of both value and liquidity. Most reputed UK brokers have these coins and they are available at low premiums and bulk discounts, just like the Britannia. However, in terms of tax efficiency, one must remember that these coins are not considered to be UK legal tender and CGT could be payable on any profits made on sales.


The Royal Mint’s collectable series

The Queen’s Beast

The Royal Mint has issued certain collectable silver coins are available as the Queen’s Beast series and the Lunar series. Variety is an important consideration when building your portfolio and both these coins offer this attribute to your collection. The Queen’s beast series of coins can be purchased in different sizes. There is a 2-ounce version, and a large 10-ounce version, as well. Buying the larger coin can ensure that you avail a lower price per gram, due to reduced manufacturing costs.

The Lunar Series

The Lunar coins, produced by the Royal Mint is a set of 12 coins. Each coin features a different animal from the Chinese calendar. The coins are issued annually and enjoys great demand from collectors due to the variety it brings to the portfolio. Collectors are keen to collect every coin in the series. Therefore, it is worth purchasing for your portfolio. These coins are also in great demand in the Asian markets, and their price can rise quickly due to this.

Call the silver experts at Physical Gold to identify the best coins to buy

The investment team at Physical Gold is always ready to offer you advice on the best silver coins to add to your collection. Call us today on (020) 7060 9992 or get in touch via email. We can help you take the right silver coins in line with your investment objectives (as well as silver bars) and make your portfolio stronger.


Image credit: Wikimedia Commons


How to Buy Physical Gold and Silver?

Investors have always turned to gold and silver when it comes to precious metal investments, particularly in times of geo-political tension. Of course, gold has historically been the go-to asset class for precious metal investors. However, silver has become incredibly popular in recent years, in anticipation of expected price rises. But, what are the considerations that one needs to take when buying gold or silver?

Setting investment objectives

Depending on your objectives and investment amount, you’re usually best buying physical gold and silver coins as opposed to bars. These can be bought online from specialist precious metals dealers. Check out for reliable brokers. Buying more coins at once will provide quantity discounts while maintaining divisibility. Infact, divisibility is one of the most important considerations when making investments in precious metals. Gold and silver bars can be great value for money, simply due to lower manufacturing costs.

Click here to download the FREE 7 step Buying Guide cheatsheet.

However, when selling, a large bar can prove detrimental to your investment objectives. A bar can be sold only once, at a single price point. However, coins offer the possibility of spreading your investments. So, it is important to think ahead when actually making your investments.

How to Buy Physical Gold and Silver?
Silver coins are becoming increasingly attractive to investors

Identifying a reliable broker

As stated earlier, the best way to purchase gold and silver is to go through a reliable broker. An online broker would be able to give you a wider variety of choices when it comes to both bars and coins. Of course, the first step is to check whether the broker is registered with a regulatory body like the BNTA. However, there are a few more things to consider before doing business with the broker. Ideally, you should be able to get a guaranteed buyback scheme from most reliable brokers. They should also be open to discussing your investment plans and offering free advice.

Discussing your investment objectives

Once the broker has been identified, make it a point to build your investment plan, using advice from the broker. If you are keen on purchasing particular gold coins and silver coins, you should let your broker know. That way, you would have a better chance of getting to know in advance when purchasing opportunities appear in the market. Ensure that your broker adds you on their mailing list. Doing this is an essential step to becoming a smart buyer as you would benefit from advanced notification of any good investment opportunities.

Insider's Guide to gold and silver

Stick to your key considerations when buying

It is important to remain guided at all times by the key fundamentals of building a portfolio, such as balance, liquidity and divisibility. Tax efficiency may also be an important consideration for you. UK coins are free from Capital Gains Tax. This is because they are legal tender in the UK. When buying coins, always ensure that you buy gold and silver coins with low premiums. Most dealers will offer you good discounts when you buy in bulk. Never buy obscure coins as they are hard to sell off later on. The Britannia and the Sovereign are possibly two of your best options when it comes to buying coins. If you are interested in coins with numismatic value, you can combine collectability with profits.

Call Physical Gold to find out about the best options in buying gold and silver

Physical Gold is one of the most reputed online precious metal brokers in the UK. It would be beneficial for you to call our advisory team on (020) 7060 9992, before purchasing gold and silver. We can also be contacted online via our website. Call us today.


Image credit: feiern1


Is Gold a Good Investment?

A precious metal that has remained a great repository of value through the sands of time would surely be worth investing in. Of course, it is gold that comes immediately to mind. While gold is unlike volatile asset classes that generate quick returns, it has always been a steady investment vehicle that can deliver solid returns over the long term.

A medium to long-term investment

Gold has been considered an excellent medium to long-term investment for hundreds of years. Unlike cryptocurrencies, gold investment is a well-established two-way market. Gold investing is unique as the price tends to increase when many other asset classes fall, so it provides a balance to your wealth. Owning physical coins and bars is particularly appealing to those worried about owning paper assets like stocks or bonds.

Is Gold a Good Investment?
Gold is a time-tested investment

Gold is a proven investment vehicle, as it has a demonstrable track record of beating the rate of inflation for investors who choose to remain invested over a longer period of time. The investment horizon is an important factor, as the price of gold can rise or fall as changes in demand and supply take place. So, it may not provide investors with a great value over a shorter term. However, when we look at the gold charts for the last 10 years, we can see that its value has steadily increased.

Known as a safe haven

Gold prices as the value of other investment classes, like stocks and bonds, fall. PHYS01_Animated_Gif_2_MPUThis is one of the main ways in which it adds balance to an investment portfolio. If we look back in history, we can observe that the gold price always shoots up during periods of economic adversity. For example, gold rose to its highest level in 2011, at the peak of the global economic crisis that started in 2008. As investors continue to move their money out of stocks and bonds and park it in gold, the yellow metal has developed a worldwide reputation as a safe haven.

Counterparty risk-free

Yet another attribute that makes gold attractive as an investment vehicle is the lack of counterparty risks. These risks are prevalent in many other asset classes such as stocks or bonds. Basically, it is an inherent risk faced by investors, which is linked to the performance of the particular mutual fund or stock. If the third party issuing the investment paper fails to perform, the investments can fall drastically. Counterparty risks are a part and parcel of every paper-based investment vehicle. Since investments in gold coins or bars are tangible and owned physically by the investor, it negates this risk and makes gold investments attractive.

Tax efficiency

Gold investments in the UK are virtually tax-free and this qualifies the yellow metal as an extremely desirable investment. Whether you’re buying gold bars or coins, all investment-grade gold in the UK is VAT free. This works out to a 20% rebate on the amount invested. Similarly, gold coins like the Britannia and the Queens Beast series are all considered to be UK legal tender. Therefore, they are also Capital Gains Tax (CGT) free. This dual advantage makes gold a great investment that provides balance, liquidity, stability and tax efficiency to investors

Our expert investment advisors can provide you with all the advice you need to make gold investments

Call our friendly team of investment advisors today on (020) 7060 9992 or get in touch with us online with your questions about gold investments. The advice our team can provide will always be backed by solid research and assist you in building a strong investment portfolio in the years to come.

Image credit: Wikimedia Commons